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        However there would be no marketplace if it weren't for the gifts of Nature. The invisible economy, the priceless work that goes on within every human household, voluntary work which creates and sustains communities, which gives life meaning; the time spent on building human relationships which weaves the social fabric, this is of primary importance. From the feminist perspective, the smallest part of the real economy has to do with money and that part is utterly dependent upon the world's ecosystems, the unpaid work of over half of the planet's population, the communities built upon cooperation, respect and faith in the inherent value and goodness of life.

        The family existed before money did. The village grew out of interdependent relationships between families. As societies grew more complex, hierarchies developed and the "public family" or the state created institutions which took over many of the functions once met within the household, such as educating children and caring for the sick. In urban environments, many basic living skills have been lost, and people are more dependent than ever on the state or a monetized economy to meet their basic needs.

        In Finland and the U.S. there have been significant "back to the village" and "back to the land" movements to regain an individual sense of competence, to rebuild community, and to reduce dependency upon the global economy. The most radical thing we can do is to exercise our power within the household, where we have the most power, to live by our values, and not by values condoned by the imperatives of a competitive destructive system.

        We can choose to spend time with our children, to grow our food or support the local organic farmer, to ride a bicycle instead of taking the car, to not purchase products from industries that exploit people and cause environmental destruction. What we do with our time, our resources, our money, our energy is a reflection of our deepest values, whether we are conscious of them or not.

The concept: Snowbird Homes and Land is dedicated to developing affordable living  "Community Land Trust" on 160 acre tracts of land located in Montana. 

The motive: is to create affordable, agricultural living enviriorments that foster a more self-sustainable lifestyle. And to create a network support group of like minded people, to share food sources, create an agricultural business model and promote organic farming methods.

The conditions: The community land trust will be comprised of land owners who will be part of a co-housing situation with the remaining land set aside as an agricultural conservation area for gardens, orchards and greenhouses by the trust. There will be a community building as the main house with ownership of cottages built on other parts of the ranch for private residence. Even though the private residences are not contiguous it is the desire of the land trust to form a community network and support group (good neighbors) of four or five individuals and/or families. There will be a set of buy laws that will be a guide of considerations that all land owners of the trust will agree too. 

Terms: The purchase price will be $________ per landowner. The earnest money deposit of $_____, downpayment and monthly payments will be escrowed to the trust account. 

Finaincial considerations: We have two options to consider for securing the purchase of the land.

              1. Cash.

              2. ___% down payment ($______) 10 yr. term at ___% interest monthly payment $_______   plus an $8 monthly escrow fee.

              3. ____% down payment ($_______) 5 yr. term at ____% interest monthly payment $_______  plus an $8 monthly escrow fee.

              4. If someone defaults on their payments the property is reconveyed back to the trust which must make the payments until a new land owner is under contract.

              5. To qualify for an affordable housing, agricultural loan from the Equity Trust Group the owner will own the building in perpetuity and the Land Trust will own the land.

              6. If one of the owners' sells their home, it will be priced as affordable housing and the value will be based according to the value of the homes in the trust.